If you’ve acted on bad or negligent advice from an IFA, you may have put your money at serious risk for no good reason! Every year, thousands are advised to invest in SIPPs or transfer their pension when actually they were already in a steady and secure scheme where the money was best left. There are many reasons as to why your financial adviser may have recommended that you change the way your pension fund is invested (often including a big commission payment for them!), but often it leaves your money in a precarious situation. Think about what this money means to you!