So, you need to make a pension claim. Unfortunately, you’re just one of many in the same situation. Based on poor financial advice, more and more consumers are choosing to transfer their hard-earned money into an unsuitable investment and mis-sold pensions are on the rise.
The question is – if you think you have been mis-sold, what’s the best plan of action? Should you take the DIY approach and apply directly to the Financial Ombudsman Service (FOS)? Or should you recruit the help of a specialist claims management company (CMC), such as Money and Me Claims?
A personal choice
Essentially, it depends on how much you want to be involved in the claims process. If you have the time to spare – and understand how the process works – claiming directly to the FOS could be the best option. After all, it’s free! On the other hand, if you lead a busy life (or have little knowledge of mis-sold pension claims), using a claims management service could be more helpful, and/or convenient.
5 reasons to choose us as your claims management company
If you do decide to contact a CMC, bear in mind, Money and Me Claims is one of the very best in the UK. Our success rates speak for themselves and here we outline five reasons why you should consider using us.
1. A comprehensive service
We offer a full turnkey claims management service. Not only can we advise on your eligibility to claim, we can take care of the entire claims process and see it through to completion. Our job is to do all the hard work on your behalf – saving you the time, hassle and effort.
2. Knowledge and experience
Unless you work in the industry, putting a successful pension claim together can be a little tricky. You only get one opportunity to prove you were wrongly advised – so it’s best if you know what you are doing.
Here at Money and Me, all of our underwriters have a background in financial services. They know the guidelines like the back of their hand and draw upon many years’ experience. As such, they can prepare a comprehensive complaint and give you a good chance of achieving financial justice.
3. No win, no fee
Our financial interests are completely aligned with yours.
We only charge if your claim is successful and, at 25% + VAT, our rates are highly competitive. If you cancel after the 14-day cooling-off period, understandably, we’ll ask you to pay for work already done. But if there’s no case, or the claim is unsuccessful, you won’t have to spend a penny. We don’t believe you should be charged for trying to mitigate your losses and we’re always on your side.
4. High levels of compensation
As a leading claims management company, we recovered over £14m in 2019 – with pay-outs as high as £140,000 for some. We’re incredibly proud of our success rates, which currently stand at over 83% for FOS claims and over 99% for claims to the FSCS (Financial Services Compensation Scheme).
Moving forwards into 2020 and beyond, our goal is to continuously improve upon these rates and ensure that everyone who has been mis-sold gets the compensation they deserve.
5. Friendly experts
Our team of experts are friendly and approachable. We know that pension claims can be complex; therefore, we cut the jargon and strive to explain the process as clearly as possible. We also promise to set your expectations fairly – particularly with respect to timeframes, level of compensation etc – and we will keep you up-to-date with the progress of your pension claim every step of the way.
Get in touch with a leading CMC today
Pension claims can, of course, be made for free to the FOS, FSCS or directly to the person to which the claim relates. It’s also possible to claim via a personal insurance product for financial mis-selling.
However, if you’re impressed by our credentials and wish to find out more about our claims management service, please feel free to get in touch. We’re a leading UK company and we’re here to help anyone who believes they have a mis-sold pension. Either give us a call on 01236 607952 or fill out our online contact form and we’ll respond to your enquiry as soon as possible.