Residential Mortgages

Taking out residential mortgages is probably the biggest financial commitment you will ever make in your lifetime. Naturally, you will want to know which of the residential mortgages is the best one for you. Happily, there is plenty of choice in the mortgages UK market, but with 2,000+ deals on offer, identifying which residential mortgages is best for you can be difficult. Where do i go, who do i speak to, what is right for me, how do i cope if things go wrong are all questions you will be asking your self and we are here to try and help with some if not all of these answers and any other questions you may have.

Searching for the best mortgage deal can be a time consuming and frustrating task. with so many variations with each mortgage product and all mortgage providers having different criteria are you sure it is right for you, stop and ask , why don't I let the experts do the work for me!

Money and Me prides itself on providing the best mortgage deal information to empower you to make the right choice or to seek the correct mortgage advisor to help you with the process.

We help thousands of people each year. Whether you're are looking for a first time buyer mortgage , remortgage, euro mortgage or an adverse credit mortgages Money and Me are here to guide you through every step of the house buying or remortgage process. With thousands of mortgage advisors and residential mortgages to choose from how do you no that this is the correct one for you, Money and me are here to help in house or to ensure the mortgage advisor we have selected is right for your needs.

Our panel of fully qualified Mortgage Advisors will take all the troubles out of finding you the right residential mortgage, with the peace of mind that they are backed by Money and me and all are referenced on the FSA website..

Just complete our Mortgage Quote enquiry form and we will contact you free of charge.

"Request Mortgage advice - call 0845 217 1577 or email info@moneyandme.co.uk".

Step One: First time buyer.

Wheather the house you wish to purchase is a new build or a used property a lot of the rules are the same but we will advise you on both. Money and me is here to help with your mortgage needs. If you are a council, private landlord or housing association tennant and looking for right to buy mortgages we are also here to help and advise you of your rights.

New Build: If you have decided to purchase a new build property as your first home then follow these simple rules and we think they will assist you in sorting out your monthly budget and hopefully save you some money for you to enjoy each month.

The main advantages of using online mortgaes by Money and me are we will help you save money and give you practical advice as well as giving you access to our mortgage comparison tool.

. Have your decision in principal completed before you go and look at property.

. Ask how much Council tax and water rates are for the property.

. Also ask develeper if they have another building phase planned as this can help resale value if you have purchased in phase one.

. Check your car insurance for the new post code.

. Do they have any incentives available.

. Ask for details of anything you like in the showhouse including furniture you may save money.

. Ask for discount it is generally available.

. Never sign up or pay a deposit before speaking with a mortgage advisor.

. Check the postcode for buildings and contents insurance because the postcode round the corner could save you money on this essential.

Council, private landlord or housing association tennant.

NEW

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.