Car Insurance for new drivers
Insurance Young Drivers
Why is insurance young drivers so expensive, we will try and explain this throughout this page and give you some tips to help and try and reduce your premium before we get your quote.
Insurance companies use many different pieces of information in determining insurance premiums for every age but one of the major factors is age, statistics show that young drivers are more likely to have an accident or claim on their insurance policy and this is one of the reasons your premiums are so high. Insurance companies review the information they gather on a regular basis and this is why it is more beneficial to use a supermarket car insurance site instead of one that uses a single or panel of insures, many often claim to specialize in this area but again you are better using a system with as many providers as possible to try and reduce your quote. Moneyandme use a supermarket car insurance facility which allows you to get a quote from more than 90 providers which should help assist you in getting the cheapest quote possible.
For Young Drivers Insurance Consider The Following
For young drivers insurance read the following. The car you are about to insure what is its value ?
We will give you some examples to consider which should help in determining the level of cover you require.
Is the value of the car between £100 and £1000 pounds then ask yourself how long will it take me to save up and replace the car, if the answer is a few weeks or a couple of months and you do not live in an area where car theft is high then third party insurance TPI is probably adequate cover for you. If the car value falls between £1000 and £2000 ask yourself the same question as above and because the car is more expensive you should consider third party fire and theft cover TPFT or comprehensive cover if it is affordable COMP. Finally if your car is valued more than £2000 you should only consider comprehensive COMP insurance as this is a valuable asset to you which would need replacing in full.
We will discuss other factors to try and assist you in saving money during the course of this page.
Car Insurance New Drivers
Firstly let Moneyandme congratulate you in taking the step to becoming a new driver whether you are 17 or 60, have a provisional or full licence you have entered into one of the most important chapters of your life. The power of a driving licence will greatly improve your life by many ways such as job opportunities or just having the freedom to jump in a car and go where you like without relying on public transport.
Another tip if you are looking for car insurance as a new driver is does your husband, wife, partner or parent have car insurance.
If any of the above hold car insurance at present then consider getting them to insure the car and you becoming a named driver on the new policy, this could possibly reduce the premium you will have to pay. If you do decide to follow this procedure then please ensure you complete the quote accurately as giving false information could lead to your policy being null and void in the event of a claim. If you are in any doubt then contact the company that has come up in the quote system directly or drop us an email and we will be happy to clarify this for you.
Car Insurance For New Drivers
Our aim is to give you as much information as possible to ensure you get the best possible Car insurance for new drivers deal on your insurance.
Tip if you have not yet purchased a car then before you do get all the details of the car you are considering purchasing such as age, engine size, petrol or diesel engine, 3 or 5 doors make and model and get yourself a quote before you purchase the car, never take anybody's word that it will be cheap to insure. Shop around when buying a car and it is a good idea to ask your local garage for their previous months Glasses Guide as this will give you the real value of the car you are considering purchasing.
Learner Driver Car Insurance
Learner driver car insurance can be more difficult to obtain and slightly more expensive than a young drivers looking for insurance but don't worry we are here to assist and if you follow the tips above and some other tips we will give you during the remainder of this page we are sure you will go on to obtain the best quote possible for your needs. If you have not yet currently bought a car then consider buying one with a small engine, 1.0 litre, 1.2 or 1.3 but try and avoid going above this for engine sizes, remember when purchasing your car that the speed limits are between 30 and 70 mph and most 1.0 litre cars will do this comfortably. Another small tip is does your house have driveway or garage and if so ask the householder if you can use it as it will make a difference to your premium and make very little difference to their premium if they are older and have full no claims discount on their policy.
Cheap New Driver Insurance
Some further tips to get cheap new driver insurance and learner driver car insurance are write down what you could change in your household driving needs, include can I park in the garage, can my partner or parent insure the car, don't by a car that has been modified, what will be your annual mileage, has the car been fitted with car alarm or immobilizer to name but a few of the questions to ask yourself before getting a quote.
The most important point to consider when buying a car or renewing the insurance on your car is has their been any modifications to the car including alloy wheels to the car since it was built if the answer is yes then please notify the insurance company as failure to do so could result in a claim being null and void.
Cheap Young Female Car Insurance
Following all of the above tips will help you get cheap young female car insurance and follow the remaining tips on this page and it should help you save even more.
Female drivers are a safer risk for car insurance as statistics show and this is the reason many female young drivers will obtain a cheaper quote than a male of the same age.
Cheap Car Insurance For Young Drivers
Following all of the above tips will help you get cheap car insurance for young drivers, learner drivers and cheap young female car insurance. One final tip we will give you at this time to save another 20% on your car insurance is taking the pass plus training.
Don't worry their is no final test to take when you do your pass plus training you will be continually assessed throughout the training.
The training consists of 6 lessons covering all aspects of driving including driving in town, motorway experience, dual carriageway, rural roads, at night and all weather conditions. For further information visit www.passplus.org.uk
You should consider this as soon as you have passed your test as all the learning you have obtained in passing your driving test will help you while it is still fresh in the memory to pass the pass plus driving training.
We hope following these tips will make your car insurance cheaper and make for happy motoring for years to come. While we have given you many tips throughout this page to help and assist you to find the cheapest quote possible it is important to sit down with a pen and paper and see how many changes you could make the to policy and get a quote for them all from the system before you make your final decision.
Other Products and Services
Other Insurance Products: Moneyandme.co.uk offers a large selection of insurance policies including car insurance and income protection policies to protect your car loan repayments in the event of Accident, Sickness or Unemployment which we strongly recommend in the current economic climate. Our aim is to save you money on your Insurance needs whether they be mortgage protection, Life insurance, House insurance or any other products.
You will find some popular links at the bottom of this page and more specific insurance needs at the top of the page. We hope you have found this page and other pages throughout the site useful but if there is anything you think we can add or improve on then please use the feedback tab at the top of the page as we will take your feedback into consideration for the future development of this site. Moneyandme.co.uk would like to thank you for taking the time to read the information on this page and hope you found the information useful.
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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is targeted to UK consumers.
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